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Reach out for expert residential real estate guidance and consultation.

Raymond Smith
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Visit My Office

300 Main St, East Setauket, NY 11733

Setauket-East Setauket

Let’s Talk Numbers

Whether you're buying, selling, or seeking consultation, I'm here to guide you through every step of the process. Let’s discuss your goals and how I can help you achieve them.
Let’s Talk Numbers

Plan Your Next Move

Estimate your mortgage payments to better understand your budget and options.

Total monthly payment

$3,992

$3,792 principal & interest, plus taxes, insurance and fees.

Loan amount

$600,000

80% LTV

Total interest

$765,267

over the full term

Loan Details

%
%

Payment Breakdown

Principal & Interest$3,792
Property Tax$0
Insurance$200
HOA / Common Charges$0
Total Monthly Payment
$3,992

Loan Summary

Loan Amount
$600,000
Down Payment
$150,000
Loan Term
30 years
Total Interest Paid
$765,267
Total Cost of Loan
$1,365,267
Loan-to-Value (LTV)
80.0%

Amortization Schedule

YearPaymentPrincipalInterestTotal InterestBalance
1$45,509$6,706$38,803$38,803$593,294
2$45,509$7,155$38,353$77,156$586,138
3$45,509$7,635$37,874$115,030$578,503
4$45,509$8,146$37,363$152,393$570,357
5$45,509$8,692$36,817$189,210$561,666

Ready to discuss your real estate goals? Reach out today.

Contact Me

East Setauket homes don’t sell themselves. Call me.

Raymond Smith
631.751.6000RAY.SMITH@ELLIMAN.COM

300 Main St, East Setauket, NY 11733

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